One of the worst things about being an adult is paying those pesky bills and even with all the technology to keep you on track, it’s still easy to goof up sometimes. Well before the water shuts off or you come home to a totally dark house, there are red flags ignored that are telling you something’s amiss. If you don’t trust your gut, you might find yourself needlessly paying extra fees. Can you learn from the mistakes of others, or do you need to learn the hard way?
Today’s bill pay technology is designed to make life easy for even the most forgetful of folks. However, sometimes stubbornness still wins out. Here are a few signs that you didn’t pay your bill, but you may still be able to make that grace period before your service gets shut off. Can you beat the clock?
1. You’re inexplicably flush with cash
If you have a steady paycheck and you seem a little richer than other times of the year, watch out. This is a huge red flag that maybe you’re not as wealthy as you think. Forgetting about that $100 cell phone bill or other big ticket item can make you feel like royalty (at least until the “free ride” runs out).
2. You just feel like you’ve forgotten something
Call it your gut or just instinct, but your subconscious is doing all it can to keep you on the right track. It might not be strong enough to persuade you to actually put a reminder on your calendar, Post-It note or however else you try to remember things, but that nagging feeling is there for a reason. Believe it.
3. You’re on vacation
It’s easy to forget to pay your water bill when you’re not home for long stretches, especially if you still have hard copy bills instead of e-bills. To really make the most of your vacation, pay monthly bills in advance so you don’t have a pile of them waiting for you when you get home. Many people over-spend on vacation, so this is setting you up for an easy return.
Of course, the best way to pay your bills is to enroll in auto pay using an account that’s only for bills and nothing else. This can help keep you in the black year-round, avoid fees and inconveniences, and helps streamline your budgeting.